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BANK OF BLOOMSDALE
Privacy Policy
Bank of Bloomsdale recognizes
the importance of protecting your personal information. Our privacy
policy has been created to address and respect your privacy needs.
We define personal information as any and all information specific
to you that you provide us. Categories of non- public information we
collect: information we receive from you on applications or other
forms, information about your transactions with others or us and
information we receive from a consumer reporting agency. We maintain
physical, electronic, and procedural safeguards that comply with
federal standards to guard your non-public information. We do not
disclose any nonpublic personal information about our customers to
anyone, except as permitted by law. If you decide to close your
account or become an inactive customer, we will adhere to the
privacy practices as described in this notice.
When does Bank of Bloomsdale
collect personal information?
We collect personal information from you when you apply for
products and services with our institution. This information is
retained by us so that we can provide you the products and services
you request. Some of this information is also handled by our
operating partners (for example, Shazam needs specific data to
implement your Debit Card and ATM transactions). These partners must
abide by our policy.
When you use a product or service from Bank of Bloomsdale only
personal information relating to that product or service is retained
by that supplier. This information retention allows the supplier to
provide you the use of that product or service. The supplier does
not have access to any other information except what you provide
them. They, too, are sensitive about privacy and treat your
information with caution.
How does the Bank of Bloomsdale
use the personal information provided?
Bank of Bloomsdale has the highest regard for the privacy of its
customers. Bank of Bloomsdale will use personal information as
appropriate in the normal course of our business to provide the
products and services you have requested. We will also use this
information to provide positive identification of you when you
contact us.
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Does Bank of Bloomsdale make your
personal information available to external parties?
Absolutely not! Bank of Bloomsdale does not and will not sell or
provide personal information to third parties for independent use.
We do not disclose any non public personal information about our
customers or former customers, except as permitted by law. We may,
however, share personal information with business partners or
affiliates if that information is required to provide the product or
service you have requested. For example, in order to receive your
Debit Card we provide only the necessary information to the
appropriate partner so that this service can be fulfilled. They
adhere to using information only as directed by Bank of Bloomsdale.
At Bank of Bloomsdale we protect consumer privacy by ensuring that
only employees who have a business reason for knowing information
have access to it. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your
nonpublic personal information. For example, information in loan
files can only be accessed by employees who work in the loan
origination or loan operations departments.
All employees have a copy of this policy and are trained at least
annually regarding the importance of safeguarding customer
information. The financial privacy coordinator and the appropriate
department manager will take disciplinary action against any
employee who violates the bank’s privacy policy and procedures.
If a customer claims his/her account information has been shared or
disclosed with an unauthorized third party, we will assess the situation and respond to
any claims. Current procedures will then be reassessed to prevent
future occurrences.
If we change our policy or practice by, for example, adding a
category of information that we will disclose to a third party, we
will notify existing customers and give them an appropriate time
period to opt out of the disclosure.
Can I confirm that the information
Bank of Bloomsdale collects is correct?
If you ever have any questions or issues with the accuracy of your
personal information at Bank of Bloomsdale, please contact us at
(573) 483-2514. We will investigate your issue and update our
records as needed.
We request that you keep your information as up to date as possible
so that you may get the maximum benefit from Bank of Bloomsdale.
55 Mill Hill Rd., PO Box 100, Bloomsdale MO 63627
(573) 483-2514
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